Caiman Crocodiles Anyone?

How to disrupt the risk-reward scale. On a recent trip to the Amazon, I had to ponder whether taking a wooden canoe in Caiman infested waters was worth an excursion deeper into the jungle. We weight risks and rewards daily and fraudsters are no different. Individuals make a conscious decision and weigh the relative risks and rewards of any activity, then act according to their personal risk threshold. If the reward is high and risks low, individuals are more likely to engage in dishonest behavior. This also assumes our subjects are higher cognitive individuals with the mental capacity to decide right from wrong, and in the case of deviant behavior, or our fraudsters, make the wrong choice. A

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